Who We Serve (part 2)

by | Nov 15, 2022 | Financial Planning

Last August I wrote about who we serve and the similar traits our clients share.  Each household is unique and has their own goals.  What’s driving the trend in similarities? In our business and all businesses, it’s important to know who your clients are.  What do...

Tricks or Treats

by | Oct 26, 2022 | Financial Planning

This year there seems to be more tricks then treats when it comes to investing.  Tricks are sneaky and can cause a disciplined investor to abandon their plan and portfolio at the worst time. Treats on the other hand are more satisfying yet arrive slowly.  They require...

Financial Success 

by | Oct 19, 2022 | Financial Planning

Can you have financial success in a down market?  I believe so.  It’s easy to be pessimistic when markets are down, this can look smarter than being optimistic about future.  I’m a realist and believe ongoing planning and strategy makes optimism possible.  Here’s my...

You’ve got mail! 

by | Oct 4, 2022 | Financial Planning

Sunday October 9th marks World Post Day, recognizing postal services around the globe.  Most of our communications today have moved electronically to phones and computers.  Where would we be without text messaging and email?  Yet, receiving a birthday card is still...

Save, Invest, Spend

by | Sep 27, 2022 | Financial Planning

These three words are very powerful when you right size them to fit your financial decisions today.  Saving to cash reserves for opportunities and planning margins.  Investing for future wealth.  Spending the rest with confidence. In a declining market, this approach...

So, you want to be an investor…

by | Sep 6, 2022 | Financial Planning

We (investors) love watching our accounts expand.  It’s nice to see forward progress in values so you get closer to what you want.  This calendar year so far has been “less awesome” from an investment perspective.  The roaring returns of the past several years, decade...