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Flowerstone Financial News & Insights

The Power of Liquidity – How Cash Reserves Can Help You Make Better Decisions
Thinking back on your employment choices, would you have done things differently? Any “do-overs” with regards to where you worked as your career got started? Maybe joining a startup, or selecting a more established company, or perhaps pursuing another degree?...

How Ongoing Planning May Keep Successful Investors Invested
Acting versus reacting determines long term success.

Why Vacationing Is Important – 2023 Edition
Summer is approaching, schools are almost out, it’s time to get excited about vacation! Financial planning is not all about saving and investing for tomorrow. It’s equally important to spend today and enjoy what you have. Though vacations are still expensive, they...

Preparing to swim in open water, what you need to know:
Swimming in lakes, rivers, and oceans all offer something special beyond the back-and-forth laps in a pool. Swimming with friends for fun or competitively in an event, open water distances can vary. As I expand my distance and discover how far I can swim out of...

Understanding the Difference Between Fixed Income and Equity Investing
Fixed income investing traditionally has been categorized as “safer” when compared to investing in equities. Why is that? Purchasing high quality debt tends to generate less volatility in returns when compared to buying companies. With less up/down in price, the...

Three actions to take after you file your tax return
Chances are your tax return is completed and payments (if any) have been made. This is a great time to reflect on the remaining eight months of 2023. How are you progressing towards your personal and financial goals? A periodic check-in can make the most of your...

Take Action in April for Financial Literacy Month
April is financial literacy month, a month focused on expanding one’s knowledge on a wide range of financial topics. Raising awareness on better financial decisions may lead to a more secure future. How? Perhaps by reading more, listening to podcasts, or...

A Case study in Cash Reserves
Every investor should evaluate their cash reserves before selecting an investment/s. Integrating your cash and investments together into a financial plan can be as simple or complex as your life requires. Let’s look at three different investors at varies life...

Finding Your Why: An Exercise to Clarify Priorities in Turbulent Times
There’s a sea of information for investors to sort through today. Our opinions and experiences shape how we handle money. As ideas become organized in our head, we establish a foundation from where decisions can be made. Over time, we manage new information and...

How To Control Your Cash Flow (So That It Doesn’t Control You)
Regardless of your age, cash flow determines your choices. Everyday decisions such as what we spend, where we live, and the destination of our next vacation are all cash flow based. Cash flow arrives from various sources including full-time employment, a side...
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated. Cambridge does not offer tax or legal advice.

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