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Flowerstone Financial News & Insights
Teenagers & Money Part II
I wrote about teenagers & money, part one, here. This is a follow up on how to approach a conversation on money and spending with your teenager. Clearly, this is a different summer for many families. Teenagers who have jobs are fortunate and may turn to their...
How much cash?
So how much cash is enough for you and your financial plan? I’m referring to your short-term reserves, emergency fund, and perhaps a future fun account. We covered why you need cash, how to segment it based on purpose, and its impact on your financial plan here. ...
Purchasing a car
In the market for a new car or truck? Perhaps you’re in the market for a used one? Over the past several months, a number of our clients have reached out for guidance on acquiring another vehicle for themselves or a family member. Often, questions surround this...
Managing Debt
At some point in your life you’ve likely had to address a debt payment. It may have been after college graduation when those student loan payments began, or it may have been later in your professional career when you started paying-down grad school or law school...
Personal check up..
I’m really looking forward to this holiday weekend and, believe it or not, the second half of the year. Where did the time go? This is a great time to review the status of your “financial house” and other life planning decisions that may have been pushed off. It’s...
Hiring a coach
All great athletes at the top of their game have a coach. Often, they may have several coaches that work on unique aspects of their game so they may perform at the highest level. Coaches are not limited to athletics, some of the top performing professionals in their...
How to select a financial professional?
In the coming week there is a fair bit of change arriving on the financial landscape. As a consumer, the financial professional with whom you choose to work with will have more disclosures to provide you in your ongoing relationship. Here’s what you need to be aware...
Up Down
A lot of discussion has taken place about the recent volatility in the market. Big swings, up and down, are now the norm. Some have speculated that the waves have been caused by gamblers looking for a quick win. “It’s hard to bet on your team when no teams are...
Benchmarking your savings & investments
Now’s a great time to check your cashflow and benchmark the amount that you save and invest each month. The key to successful investing is not picking the right company or fund, timing, or trading techniques to increase the balance of your account. In fact, most of...
It all starts with a question..
You may be surprised the next time you log-in and view your various investment account values. It’s likely that the accounts have rebounded from declines seen over the past several months. This is good news to the patient, disciplined, goal-focused investor who...
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated. Cambridge does not offer tax or legal advice.
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