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Flowerstone Financial News & Insights

Book club suggestion
I just completed reading The Price You Pay for College, An Entirely New Road Map for the Biggest Financial Decision Your Family Will Ever Make, by Ron Lieber. This book was released earlier this year post pandemic and provides a tremendous amount of insight into the...

Busted Bracket
Well, I’m completely cooked, my bracket is toast after the first round of the NCAA tournament! Filling out your bracket with your favorite picks is a fun gamble that may or may not pan out. Quite the opposite of financial planning which allows for more inputs in...

Perspective
A year ago, this week the S&P 500 index was hovering around 2,400. This index tracks the largest and most successful companies in America. After achieving an all-time high of 3,300 in February 2020, this index quickly contracted by 30 percent in the span of 30...

My best investments
When you think of your best investments, does a particular stock, collectable, digital currency, or real estate come to mind? For me, I believe my best investment is my health. As we mark the one-year point into this pandemic, it’s difficult at times to recall how...

Spend your dough
Much has been written about saving, investing, and planning for tomorrow. What is discussed less in written form is how to spend all those dollars you’ve saved. How you formulate your spending decisions is very personal. Even so, there seems to be fewer guidelines...

Building Trust
Trust is important in any relationship. In a financial planning relationship, it’s essential. Without trust it becomes impossible for the client and I to collaborate. Trust is not one sided though, it’s a two-way street. Both the client and I need to believe and...

Investment choices for college
My oldest son, a junior in high school, took the ACT exam last weekend. Where did the time go? It seems like the elementary school years last forever only to fast forward once high school arrives. This has me thinking about investments that will be responsible for...

What Investing is (and is not)
Recently there has been a lot of attention placed on the wild financial gains of certain companies and trading platforms. So much hype around what’s being made, who’s taking advantage of who, and stories of turning $20k into $200k in three weeks. Top this off with a...

Financial Groundhog’s day
So, did you see your financial shadow yesterday? Chances are it may be six more weeks of financial worries and stress if you did OR six more weeks of spending and savings with purpose if you didn’t. Consider the following steps based on what you saw: Your financial...

How much?
In last week’s post we discussed an example of generating $10k a month in retirement income beginning at age 62 and lasting for 30 years (and more). This may seem like significant monthly income and it is. Retiring (in a metropolitan area or not) requires a fair bit...
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated. Cambridge does not offer tax or legal advice.

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