Blog
Flowerstone Financial News & Insights
Head Start
Here’s one step to take now to get a financial head start on the new year! Create a balance sheet that tallies everything you own and all that you owe. Paper and pencil work well, however I’ve found digital copies more valuable. The value of a balance sheet is to...
Giving
It’s the season of giving, how much should you give? Should it be a cash gift or asset gift? Should you gift one time or on a continuing basis? Consider the following so your gift may make the largest impact possible. Timing: To qualify for a tax deduction this...
Rat Poison
Nick Saban, head coach of Alabama’s football team, often refers to storylines and journalism, both good and bad, as “rat poison”. He recognizes what’s written or said in the media will be a distraction to his players, coaches, and staff. Wisely, he understands this...
Indoor cycling
I love to ride my bike outdoors in all kinds of weather (except pouring rain). Last November, I bought cycling boots and more layers to brave the chilly winter weather. I thought this would keep me outside from January to March, it didn’t. I learned it’s really...
Gratitude
Thanksgiving is my favorite holiday of the year! The celebration will be that much sweeter this year as we will be together with family. The pies have been ordered from The Pie Gourmet (best pie shop ever) and the turkey is brining away in the frig. Things do not...
Accountability
I love getting my progress reports each week from Fitbit! Generally showing up each Tuesday morning via email providing me insight from the last seven days of activity. My favorite metrics are my average hours of restful sleep and resting heart rate. There are lots of...
Short-Term Planning
Can short-term planning be as effective as a long term, goal focused plan? I believe so and, in some cases, it may be more beneficial initially then planning for the long run. Financial plans are created to go the distance, often forecasting your probability of...
Tricks or Treats?
Tricks or treats, which do you choose? These themes have many applications in life, business, relationships, and money. Tricks: Failing to have a planLeverageMistaking noise for adviceSeeking complexity when simplicity worksOver/under confidenceThinking it’s...
Apples
Our family has a tradition of going apple picking each October. It is a wonderful time to get outdoors, walk the orchard, and taste all the different varieties. The bushel we quickly fill is more than enough to eat, bake, and share with friends and neighbors. Apples,...
FAFSA
If you have a son or daughter who is a senior in high school, or was at some point, you likely completed the FAFSA form. Free Application for Federal Student Aid, FAFSA for short, is now available to complete online. This helps determine various forms of financial...
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